Health Insurance That Puts People First

Finding Coverage Solutions That Fit Your Life

I’m your local independent agent based in Seguin, proudly serving Central Texas and beyond. Whether you’re an individual, part of a family, or self-employed, I’m here to help you navigate your options when it comes to health and related benefits. While my roots are in Central Texas, I’m licensed to work with clients across the state of Texas as well as Louisiana, Michigan, Virginia, Ohio, and Nebraska.

My goal is simple: to understand your needs, your budget, and your lifestyle so I can help you find flexible, supportive coverage options that make sense for you, wherever you are in my service areas.

I offer a variety of insurance products designed to cover specific needs, and I’ll walk you through them clearly so you can make confident, informed decisions.

Defined Benefit Health Plan

What They Are: These plans pay set amounts for specific medical services, so you have a good idea of what to expect when you use them.

Key Features Often Include:

• Benefits for covered services without a large annual deductible.
• Options that can be budget-friendly.
• Freedom to choose your healthcare providers.
• Benefits are usually paid directly to you (or your chosen provider), so you decide how to use them.

Ideal For: Those who want straightforward, predictable coverage or an alternative to traditional major medical plans.

Plans for Specific Health Events and Accidents

What They Are: These plans are tailored to cover certain illnesses or accidents.

Key Features Often Include:

• Focused financial help when you’re dealing with a specific covered illness or injury.
• Many plans offer benefits without requiring a large deductible first.
• Access to wide networks of healthcare providers.

Ideal For: Anyone who wants a safety net in place for unexpected health issues or accidents.

Enhance Your Protection with Supplemental Options

Life can throw the unexpected at you. Supplemental coverage can help you stay ahead by filling in gaps your main plan might not cover. These benefits typically stack on top of whatever insurance you already have.

Critical Condition Coverage

Offers a lump sum payment if you’re diagnosed with a covered condition, which you can use for medical costs, bills, or whatever you need.

Accident Protection

Helps with out-of-pocket costs after an injury, from deductibles to non-medical expenses while you recover.

Income Protection Plans

Replaces some of your income if you can’t work due to a covered illness or injury so you can keep up with your everyday expenses.

Dental and Vision Plans

Affordable coverage for regular checkups and larger procedures, too.

My Commitment as Your Independent Agent

Testimonials